<![CDATA[Hedgehogs.net: '' related content]]> http://www.hedgehogs.net/tag/subprime+mortgage+crisis?view=rss http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467881/banks-unite-on-collateral-crisis Mon, 23 Feb 2015 07:39:26 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467881/banks-unite-on-collateral-crisis <![CDATA[Banks unite on collateral crisis]]> 11467881 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467839/goldman-sachs-ept-form-85-eptri Sun, 22 Feb 2015 08:01:02 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467839/goldman-sachs-ept-form-85-eptri <![CDATA[Goldman Sachs (EPT) - Form 8.5 (EPT/RI)]]> 11467839 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467658/russian-oil-executive-sneaks-gold-market-rigging-into-the-financial-times Sun, 22 Feb 2015 01:23:27 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467658/russian-oil-executive-sneaks-gold-market-rigging-into-the-financial-times <![CDATA[Russian oil executive sneaks gold market rigging into the Financial Times]]> 11467658 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467004/fannie-freddie-weak-earnings-raise-possibility-of-new-bailouts Sun, 22 Feb 2015 00:06:04 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11467004/fannie-freddie-weak-earnings-raise-possibility-of-new-bailouts <![CDATA[Fannie, Freddie Weak Earnings Raise Possibility of New Bailouts]]> 11467004 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466676/amp-bank-achieves-abovesystem-growth-and-higher-margin Sat, 21 Feb 2015 22:20:51 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466676/amp-bank-achieves-abovesystem-growth-and-higher-margin <![CDATA[AMP Bank achieves above-system growth and higher margin]]> 11466676 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466669/wide-bay-addresses-its-challenges Sat, 21 Feb 2015 22:20:44 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466669/wide-bay-addresses-its-challenges <![CDATA[Wide Bay addresses its 'challenges']]> 11466669 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466610/a-model-of-mortgage-default Sat, 21 Feb 2015 19:00:56 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466610/a-model-of-mortgage-default <![CDATA[A Model of Mortgage Default]]>

ABSTRACT

In this paper we solve a dynamic model of households' mortgage decisions incorporating labor income, house price, inflation, and interest rate risk. Using a zero‐profit condition for mortgage lenders, we solve for equilibrium mortgage rates given borrower characteristics and optimal decisions. The model quantifies the effects of adjustable versus fixed mortgage rates, loan‐to‐value ratios, and mortgage affordability measures on mortgage premia and default. Mortgage selection by heterogeneous borrowers helps explain the higher default rates on adjustable‐rate mortgages during the recent U.S. housing downturn, and the variation in mortgage premia with the level of interest rates.

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]]> 11466610 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466533/mortgage-applications-decrease-as-mortgage-rates-keep-rising Sat, 21 Feb 2015 10:22:42 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466533/mortgage-applications-decrease-as-mortgage-rates-keep-rising <![CDATA[Mortgage Applications Decrease As Mortgage Rates Keep Rising]]> visit GET.com to read more] or compare Credit Card Rewards or Best Credit Cards]]> 11466533 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466532/student-and-auto-loans-fall-short-as-overall-delinquency-rates-improve Sat, 21 Feb 2015 10:22:41 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466532/student-and-auto-loans-fall-short-as-overall-delinquency-rates-improve <![CDATA[Student And Auto Loans Fall Short As Overall Delinquency Rates Improve]]> visit GET.com to read more] or compare Credit Card Rewards or Best Credit Cards]]> 11466532 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466467/goldman-sachs-group-inc-files-sec-form-sc-13g-statement-of-acquisition-of-beneficial- Sat, 21 Feb 2015 00:34:14 +0000 http://www.hedgehogs.net/pg/newsfeeds/hhwebadmin/item/11466467/goldman-sachs-group-inc-files-sec-form-sc-13g-statement-of-acquisition-of-beneficial- <![CDATA[Goldman Sachs Group Inc. Files SEC Form SC 13G, Statement of Acquisition of Beneficial ...]]> By a News Reporter-Staff News Editor at Investment Weekly News -- According to news reporting originating from Washington, D.C. , by VerticalNews ...

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